$265,000
3073 ZEYNO Drive, Middleburg, FL 32068, Middleburg, FL 32068
Retreat
- Price
- $265,000
- Beds / Baths
- 3 / 3
- Living area
- 1,550 sqft
- Year built
- 2011
- Type
- Residential
- Lot
- 0.06 ac
- Garage
- 2
- HOA
- $2/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 27
- Elementary
- Shadowlawn
- Middle
- Lake Asbury
- High school
- Middleburg
$171/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Vacant and completely move-in ready! This 1,550 sq ft Clay County townhome features 3 bedrooms, 2.5 bathrooms, and a rare 2-car garage. The open-concept floor plan offers updated flooring, abundant natural light, and a newer roof for complete peace of mind. Walk into the main living space that smoothly transitions to the kitchen and dining area--ideal for easy daily living. Unwind on the covered back porch featuring top-of-the-hill views and serene pond scenery, complete with a wrought-iron fenced yard. Ideally located near top-rated Clay County schools, parks, boating, fishing trails, and shopping. Exceptional financing options with FHA, VA, and USDA eligibility, plus preferred lender incentives available toward closing costs! Perfect for first-time buyers, downsizers, or investors seeking a low-maintenance, turn-key property. Schedule your tour today! (AI touch ups - Profesional Images on Monday!)
What to check on this one
- Verify roof age and get insurer quote—built 2011, ensure underwriting approval.
- Request flood zone designation from county; order elevation certificate if AE/VE.
- Confirm 4-point inspection requirements; check if wind-mitigation eligible.
- Review HOA docs—verify $2/mo fee, rental restrictions, reserve fund status.
- Inspect plumbing type; confirm no polybutylene or cast-iron decay issues.
- Pull septic/well service records; verify both functional or city connection.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $212,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:31 AM.
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