$400,000
4679 PINE LAKE Drive, Middleburg, FL 32068, Middleburg, FL 32068
Pine Ridge
- Price
- $400,000
- Beds / Baths
- 5 / 3
- Living area
- 2,969 sqft
- Year built
- 2010
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $7/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 28
- Elementary
- Tynes
- Middle
- Wilkinson
- High school
- Ridgeview
$135/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 26% below the area's closed prices. This home is priced 25.5% below the area's median sale price; ask the listing agent why the valuation sits below comparable recent sales.
Welcome to this spacious and thoughtfully designed home that blends comfort, functionality and natural views. This lovely 2 story home with downstairs bedroom with full bath and whole house water softener system can be used for guest access, multi-generational living or long term flexibility to age in place without climbing the stairs. Step outside to fully fenced backyard where you can enjoy peaceful pond and preserve views. Upstairs, retreat to the spacious owner's suite with en-suite bath featuring dual vanities, relaxing garden tub, separate shower room,toilet room and an oversized walk-in closet. Home is very close to its resort style amenities such as swimming pool, children splash area, fitness center, basketball courts, pickleball courts, tennis courts, playground, dog park , nature trails and clubhouse. Come and check this out!
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone
- Review CDD bond payoff amount and remaining assessment schedule
- Confirm roof age and get insurance quote (home is 16 years old)
- Request HOA/CDD amenity rules—especially short-term rental restrictions
- Inspect whole-house water softener system maintenance records and warranty
- Verify pond/preserve boundary lines and any HOA maintenance obligations
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $320,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 11:32 PM.
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