Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,085,000

5369 DEER ISLAND Road, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Deer Island

Price
$1,085,000
Beds / Baths
4 / 3
Living area
2,726 sqft
Year built
1986
Type
Residential
Lot
1.22 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
29

$398/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 122% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Wake up to river views every day! This stunning 4-bedroom, 3-bathroom home sits on 1.2 sprawling acres directly on the St. Johns River, a rare opportunity for nature lovers, boaters, and anyone who loves to entertain. Inside, you'll find a beautiful wooden staircase, a double-sided fireplace, a gas stove, and central air. Enjoy Florida living at its finest on the huge screened back porch, complete with an additional patio and pergola -- perfect for morning coffee or evening gatherings. A full-home Generac generator and covered outdoor grilling area add everyday comfort and peace of mind. Head up to the second-floor open patio for even more breathtaking river views and unforgettable sunsets. Located just minutes from Historic Green Cove Springs, you'll enjoy small-town charm and local dining while still having your own private riverfront retreat. Don't miss this rare chance to own a slice of the St. Johns River!

What to check on this one

  • Verify flood zone designation and elevation certificate for St. Johns River waterfront property.
  • Confirm roof age and get 4-point inspection; home is 38 years old—insurers scrutinize this.
  • Review septic system service history and pumping records for 1.22-acre lot.
  • Inspect seawall/bulkhead condition and any required maintenance or county permits.
  • Confirm generator maintenance records and natural gas line integrity for appliances.
  • Check for polybutylene plumbing (common 1986 build); request cast-iron drain line scope.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,630/mo
Property tax (1.1% eff., Clay Co.)$995/mo
Homeowners insurance (est.)$633/mo
All-in monthly (est.)$7,258/mo

Loan $868,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 3:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.