Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,920,000

964 S HARBOR LIGHTS Drive, Ponte Vedra, FL 32081

Marsh Harbor

Price
$1,920,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.17 ac
Garage
0
HOA
$214/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
28
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

Homesite number 11 is now available. Build your custom dream home on this 100 front feet intracoastal homesite located in the exclusive gated community of Marsh Harbor with gorgeous eastern exposure and expansive intracoastal to marsh views. A significant advantage for the prospective purchaser is the absence of any specified deadline by which construction of the new residence must commence. Select from one of the approved custom home builders or bring your own, subject to ARB approval. Homesite is 1.17 acres (100' x 507') with water views to the east and west. Buildable homesite is 0.29 acres (100' x 175'). Just minutes from the beach and convenient access to nearby shops, restaurants, and Nocatee Town Center. Low HOA dues currently $2,567.96 annually and a one time capital contribution of $3,851.94. Zoned for top rated St. Johns County schools.

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement with county.
  • Verify HOA $214/mo covers what; clarify $3,851.94 one-time capital contribution.
  • Get approved builder list and ARB design review process in writing.
  • Confirm no construction deadline; review restrictive covenants and CC&Rs.
  • Verify intracoastal setback/wetland buffer requirements with St. Johns County.
  • Check septic vs. municipal sewer availability and cost for 0.29-acre buildable area.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$9,962/mo
Property tax (1.1% eff., St. Johns Co.)$1,760/mo
Homeowners insurance (est.)$1,120/mo
HOA$214/mo
All-in monthly (est.)$13,056/mo

Loan $1,536,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.