Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$262,000

1812 SHERATON LAKES Circle, Middleburg, FL 32068, Middleburg, FL 32068

Sheraton Lakes

Price
$262,000
Beds / Baths
3 / 2
Living area
1,260 sqft
Year built
1996
Type
Residential
Lot
0.18 ac
Garage
1
HOA
$16/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
29

$208/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to a great home that is nestled in the perfect blend of tranquility & convenience! This charming 3-bedroom, 2-bathroom residence is a sanctuary of comfort, featuring a delightful backyard that seamlessly merges with nature. As you step through the front door, you are greeted by an open & inviting living space. The kitchen offers modern appliances, ample counter space, and a convenient layout for both cooking & entertaining. The adjacent dining area has natural light, creating a warm and inviting atmosphere for family meals. The three bedrooms offer a peaceful retreat, with generous closet space and large windows that allow for plenty of natural light. The master bedroom comes complete with an ensuite bathroom, providing a touch of luxury and privacy. A screened patio is perfect for early morning coffee or relaxing after a long day. Large shed in the backyard will convey. Private, fenced backyard. Home is being sold ''As Is''.

What to check on this one

  • Confirm actual flood zone with FEMA map; get elevation certificate if in AE/VE
  • Verify roof age and condition; get 4-point inspection quote given 1996 build
  • Request homeowner's insurance quote now; ask seller about prior claims
  • Inspect plumbing for polybutylene or galvanized steel; check for leaks
  • Walk HVAC/AC age and maintenance records; budget replacement if 15+ years old
  • Confirm shed conveyance in writing; verify lot survey matches 0.18 acres

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,359/mo
Property tax (1.1% eff., Clay Co.)$240/mo
Homeowners insurance (est.)$292/mo
HOA$16/mo
All-in monthly (est.)$1,907/mo

Loan $209,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 8:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.