Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$410,000

3062 MONROE LAKES TERRACE Terrace, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Anabelle Island

Price
$410,000
Beds / Baths
4 / 3
Living area
2,387 sqft
Year built
2024
Type
Residential
Lot
Garage
2
HOA
$13/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
12
Elementary
Lake Asbury
Middle
Lake Asbury
High school
Clay

$172/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Ready to move-in Today. 4 Bedrooms and 3 Bathrooms! Open floor plan, 2 stories and a large back yard; calling all families!! The spacious the kitchen features, natural gas range, stainless steel appilances, 42 in upper cabinets and a pantry for extra storage. Anabelle Island residents enjoy a community pool, dog park, playground and clay county schools. Schedule your tour today.

What to check on this one

  • Verify flood zone designation and get elevation certificate if in AE/VE.
  • Confirm HOA $13/mo covers what; request full bylaws and meeting minutes.
  • Review builder warranty terms and transferability to new owner.
  • Inspect natural gas line routing and appliance connections.
  • Verify community amenities (pool, dog park, playground) are operational and funded.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,127/mo
Property tax (1.1% eff., Clay Co.)$376/mo
Homeowners insurance (est.)$292/mo
HOA$13/mo
All-in monthly (est.)$2,808/mo

Loan $328,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:50 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.