Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$435,000

108 ASPEN Road, St. Augustine, FL 32086, St. Augustine, FL 32086

St Augustine South

Price
$435,000
Beds / Baths
3 / 2
Living area
1,334 sqft
Year built
2026
Type
Residential
Lot
0.23 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
29
Elementary
Osceola
Middle
Murray
High school
Pedro Menendez

$326/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Brand New Construction! This 3-bedroom, 2-bathroom home offers 1,334 sq ft of living space. This home is bright, clean, and full of natural light! Step inside to an open-concept layout where the kitchen, dining, and living areas flow seamlessly together, ideal for both everyday living and entertaining. Large sliding doors extend your living space to the covered outdoor patio, creating the perfect spot to relax and enjoy the fresh air. Highlights include luxury vinyl plank flooring in the main living areas, a spacious 2-car garage, and a modern kitchen with white shaker cabinets and quartz countertops. The private primary suite offers a walk-in closet and en-suite bath, while a covered patio provides space for year-round outdoor living. This home is thoughtfully designed for today's lifestyle offering a fresh, functional floor plan with modern finishes and spaces that fit the way you live! Seller will credit at closing 2% of the purchase price towards closing and or prepaid items or a rate buy down with sellers preferred lender to qualified buyers!

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirements with seller.
  • Verify builder warranty details, transfer eligibility, and coverage scope before closing.
  • Request signed CONDO/HOA disclosure if any exist despite listing; confirm no future assessments.
  • Inspect all appliances, fixtures, and finishes match final walkthrough against sales contract.
  • Clarify seller closing credit terms: 2% cap, eligible items, lender restrictions in writing.
  • Obtain builder's certificate of occupancy and all permits for 2026 construction work.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,257/mo
Property tax (1.1% eff., St. Johns Co.)$399/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,948/mo

Loan $348,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.