Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$314,900

1438 BLUES CREEK Drive, Jacksonville, FL 32221, Jacksonville, FL 32221

Crystal Creek

Price
$314,900
Beds / Baths
4 / 2
Living area
2,156 sqft
Year built
2003
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$23/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
30
Elementary
Crystal Springs
Middle
Chaffee Trail
High school
Edward White

$146/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

JUST LISTED in Crystal Creek! BUYER INCENTIVE - Seller offering up to $12,000 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract. Great West side location with easy commute to Cecil Commerce Center, JIA, and downtown Jax! Home features NEW Sherwin Williams neutral colors throughout, NEW 2026 HVAC, NEW 2026 Water Heater, and Water Heater, and NEW roof to be installed once HOA approves application: Schedule your showing today!

What to check on this one

  • Confirm roof installation completion date and warranty details post-HOA approval
  • Verify exact flood zone designation and obtain elevation certificate if AE/VE
  • Request 2003 home 4-point inspection + wind-mitigation report for insurability
  • Review HOA approval status for roof installation; confirm no liens or delinquencies
  • Inspect plumbing type (polybutylene risk era); request service records for HVAC/water heater
  • Clarify seller lender incentive terms, caps, and any rate-lock or prepaid expense restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., Duval Co.)$289/mo
Homeowners insurance (est.)$292/mo
HOA$23/mo
All-in monthly (est.)$2,238/mo

Loan $251,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 3:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.