$309,900
1397 S WATER Street, Starke, FL 32091, Starke, FL 32091
Metes & Bounds
- Price
- $309,900
- Beds / Baths
- 3 / 2
- Living area
- 1,984 sqft
- Year built
- 1977
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Bradford
- Days on market
- 29
- Middle
- Bradford
- High school
- Bradford
$156/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to this charming 3-bedroom, 2-bath property situated on nearly an acre just outside of town, offering the perfect balance of peaceful country living with the convenience of nearby amenities. Inside, you'll find a cozy fireplace that creates a warm and inviting living space. Recent updates include a brand-new HVAC system and septic, providing added value and peace of mind for years to come. Step outside to enjoy the fenced backyard, ideal for children, pets, or entertaining, along with a storage shed for all your tools and outdoor equipment. With plenty of room to spread out both inside and out, this property is ready for you to make it your own.
What to check on this one
- Verify roof age and condition; get 4-point inspection if past 15 years
- Confirm septic system installation date and pump/service records
- Pull flood zone designation from FEMA map; request elevation certificate if needed
- Review HVAC installation date and warranty coverage on new system
- Check for polybutylene or cast-iron plumbing; request inspection if pre-1995
- Verify well water quality and any prior testing or treatment records
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $247,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 8:15 PM.
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