$380,000
9729 GAYNOR Circle, Jacksonville, FL 32219, Jacksonville, FL 32219
Saddle Oaks
- Price
- $380,000
- Beds / Baths
- 4 / 3
- Living area
- 2,297 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.38 ac
- Garage
- 3
- HOA
- $88/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 25
- Elementary
- Dinsmore
- Middle
- Highlands
- High school
- Jean Ribault
$165/sqft asking, vs a $162/sqft median across 1,010 closed sales in 32219 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.
4BR/3BA Lennar Tivoli home on a pond in Saddle Oaks, Jacksonville. Built in 2024 with 2,297 sq ft, guest suite and 3-car garage. Built in 2024, this original Lennar Tivoli floor plan is located on a pond in Jacksonville's Saddle Oaks neighborhood. The home offers 4 bedrooms, 3 full bathrooms, 2,297 square feet, a 3-car garage, and a 0.38-acre lot, providing a blank slate for a new owner to personalize. Ceramic tile runs throughout the main living areas, while all four bedrooms feature carpet. One secondary bedroom is arranged as a guest suite, offering additional privacy and convenient access to a full bathroom. The primary suite includes a private bathroom with a separate shower and tub. The remaining bedrooms and living spaces provide flexibility for sleeping, working, hobbies, or additional storage. The 3-car garage provides room for vehicles, tools, recreational equipment, or household storage. The 0.38-acre pond-view lot adds outdoor space and a natural backdrop for everyday enjoyment or future improvements, subject to applicable HOA and local requirements. Saddle Oaks HOA amenities include a community pool, dog parks, and a playground. Located in Jacksonville, Florida 32219, this home combines a newer construction year, pond frontage, four-bedroom flexibility, three full baths, guest-suite functionality, and generous garage space.
What to check on this one
- Confirm final flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA docs for pond-lot restrictions, maintenance obligations, and alteration rules.
- Verify HOA $88/mo covers all amenities; check for pending special assessments.
- Inspect new construction warranty coverage and builder punch-list completion.
- Confirm HOA rental restrictions if short-term rental is a consideration.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $304,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 6:52 AM.
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