Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$375,000

45 ULATURN Trail, Palm Coast, FL 32164, Palm Coast, FL 32164

Palm Coast

Price
$375,000
Beds / Baths
4 / 3
Living area
2,862 sqft
Year built
2005
Type
Residential
Lot
0.24 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
30
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$131/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 29% below the area's closed prices. Home is priced below area average despite recent kitchen, carpet, paint, roof, and HVAC updates; $14,000 seller closing-cost incentive reflects competitive market positioning.

JUST LISTED in Palm Coast! BUYER INCENTIVE - Seller offering up to $14,000 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract. Great location in the growing Palm Coast! Home features NEW Kitchen Cabinets and NEW Kitchen countertops, freshly painted interior with Sherwin Williams neutral colors throughout, NEW Carpet throughout, NEW 2026 HVAC and 2019 HVAC, 2022 Water Heater, 2025 Roof. To be completed once HOA approves application: NEW exterior stucco paint! Schedule your showing today!

What to check on this one

  • Verify 2025 roof installation date and get roofing contractor receipt/warranty documentation.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request 4-point inspection report; home age may trigger insurer requirements.
  • Verify 2026 HVAC completion date and obtain manufacturer warranty; dual HVAC units unusual—confirm both operational.
  • Review seller closing cost incentive terms in writing; confirm lender approval and loan program eligibility before committing.
  • Confirm exterior stucco paint completion timeline and HOA approval status in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,946/mo
Property tax (1.1% eff., Flagler Co.)$344/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,582/mo

Loan $300,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 4:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.