Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

1161 COUNTY ROAD 20A, Hawthorne, FL 32640, Hawthorne, FL 32640

Hawthorne

Price
$399,900
Beds / Baths
3 / 2
Living area
1,932 sqft
Year built
1950
Type
Residential
Lot
1.03 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
1

Lakefront furnished gem on secluded, picturesque Lake Annie. Walk into a fully restored & updated home. Feel the 1950's kitchen with all of today's appliances. The home is nestled on a tree canopied lot, neatly landscaped, with great lake views. 9' ceilings.Spacious Owner's suite w/lake panorama views. Cozy family room w/electric fireplace. Updates throughout. Glassed sun room w/dining area overlooks rear elevated deck ideal for lounging. Hot & cold outdoor shower. Large deck on side of home for BBQ & entertaining. Waterfront has large sandy beach area. 2 level dock & canopied deck with steps to swim area. Property includes entrance swing gate to secure property. Separate 2 story A-frame building has spacious workshop, pool table & upstairs hideaway features cooled, comfortable, private game & lounge area. Approx 46x18 carport canopy, parking for RV's, vehicles, boats, golf carts & more. Just 30 minutes to UF, shopping and restaurants. Hurry, make it yours today!

What to check on this one

  • Verify roof age and condition; 1950 home likely needs inspection for insurance eligibility
  • Obtain 4-point inspection + wind-mitigation report; required for older home insurance
  • Confirm Lake Annie flood zone designation and get elevation certificate if AE/VE
  • Inspect septic system service records; verify well water quality and permits
  • Check polybutylene or cast-iron plumbing from 1950 era; costly replacement risk
  • Verify dock, deck, and workshop building permits and compliance with county codes

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Putnam Co.)$367/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,734/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 2:00 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.