$325,000
3652 LYDIA ESTATES Terrace, Jacksonville, FL 32218, Jacksonville, FL 32218
Lydia Estates
- Price
- $325,000
- Beds / Baths
- 3 / 2
- Living area
- 2,109 sqft
- Year built
- 1998
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 2
- HOA
- $52/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 29
- Elementary
- Garden City
- Middle
- Highlands
- High school
- Jean Ribault
Welcome home to this spacious residence in a gated community, offering impressive curb appeal, flexible living space, and room to spread out. A large driveway provides abundant parking and leads to an oversized garage with plenty of space for vehicles, storage, hobbies, or a workshop. Inside, new LVP flooring flows through much of the home, complemented by high ceilings, graceful arched openings, crown molding, and abundant natural light. The open layout includes formal living and dining areas, a generous family room with fireplace and built-in display space, and a kitchen featuring white cabinetry, granite countertops, stainless-steel appliances, a breakfast bar, and adjoining dining area. The spacious primary suite offers a sitting area and private bath with dual vanities, soaking tub, and separate tiled shower. Additional bedrooms offer flexibility for guests or an office. Enjoy year-round living in the expansive enclosed patio overlooking the fully fenced backyard.
What to check on this one
- Verify flood zone designation—request FEMA map and elevation certificate if in AE/VE.
- Inspect roof age and condition; confirm insurance eligibility if approaching 20 years.
- Review HOA documents for restrictions on workshop/garage use and short-term rentals.
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) for underwriting.
- Confirm HVAC age and maintenance records; verify all systems functional.
- Check for polybutylene plumbing given 1998 build year; request service history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $260,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 2:59 PM.
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