Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$799,900

4433 BEAN Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Parkway North

Price
$799,900
Beds / Baths
3 / 3
Living area
2,304 sqft
Year built
1991
Type
Residential
Lot
0.35 ac
Garage
2
HOA
$28/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
16
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

Just minutes from the beach, this spacious 3-bed, 2.5-bath home in desirable Parkway North offers the perfect blend of comfort, flexibility, and location. Situated on an oversized lot with peaceful pond views, you'll enjoy privacy & room to relax while being close to shopping, dining, & everything Amelia Island has to offer. Designed for easy living, the first-floor primary suite provides a private retreat with a generous walk-in closet & spacious bath featuring a soaking tub & separate shower. Multiple living & dining spaces create endless possibilities for entertaining, working from home, or simply spreading out. The bright, oversized kitchen overlooks the family room & backyard, while the approx. 300-square-foot sunroom (not included in the heated square footage) is the perfect spot for morning coffee, game nights, hobbies, or enjoying the tranquil pond views year-round. The soaring 10-foot ceilings on the main level & abundant natural light, offers incredible space and value.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 35 years old, insurer may require it.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request homeowner insurance quote now—older home in coastal area, rates/availability vary.
  • Inspect plumbing type (polybutylene/cast-iron common in 1991 builds—costly replacement risk).
  • Review HOA documents for Parkway North—confirm $28/mo accurate, no special assessments pending.
  • Get septic and well service history if applicable to Nassau County property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,151/mo
Property tax (1.1% eff., Nassau Co.)$733/mo
Homeowners insurance (est.)$467/mo
HOA$28/mo
All-in monthly (est.)$5,379/mo

Loan $639,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 4:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.