$399,000
413 PALAZZO Circle, St. Augustine, FL 32092, St. Augustine, FL 32092
Murabella
- Price
- $399,000
- Beds / Baths
- 4 / 2
- Living area
- 1,794 sqft
- Year built
- 2014
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- $7/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 29
$222/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Immaculately maintained and truly move-in ready, this single story, four bedroom, two bathroom home offers approximately 1,794 square feet of comfortable living space in the desirable Murabella community. Elegant columns, stucco construction, and ledgestone accents create a welcoming first impression. Inside, the open kitchen features granite countertops, stainless steel appliances, a center island, breakfast bar, pantry, and casual dining area that flows seamlessly into the spacious family room. Crown molding, upgraded baseboards, and tile throughout the main living areas add a polished finishing touch. The split bedroom floor plan provides privacy, while the primary suite features a walk-in closet and an ensuite bathroom with a soaking tub and separate shower. Step outside to the screened lanai and enjoy peaceful pond views, morning coffee, or a relaxing Florida evening. Notable updates include HVAC in 2020 and a water heater installed in 2025.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm CDD bond payoff amount and remaining assessment years.
- Review Murabella HOA/CDD documents, rental restrictions, milestone inspections.
- Obtain HVAC 2020 service records; verify roof age and insurance eligibility.
- Confirm waterfront lot drainage, pond easement terms, and maintenance responsibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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