$1,395,000
1846 WATERBURY Lane, Fleming Island, FL 32003, Fleming Island, FL 32003
Habersham Harbour
- Price
- $1,395,000
- Beds / Baths
- 5 / 5
- Living area
- 3,592 sqft
- Year built
- 1988
- Type
- Residential
- Lot
- 0.67 ac
- Garage
- 2
- HOA
- $66/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 19
Welcome to the waterfront lifestyle you've been dreaming of. Perfectly positioned on a sprawling estate lot in one of Fleming Island's most desirable communities, this beautifully updated home offers luxury, comfort, and peace of mind from one of the highest elevations in the neighborhood. Designed for those who love life on the water, enjoy your private retreat featuring a covered boathouse with an 11,000-lb lift, floating dock, new bulkhead, extended screened lanai with a fully equipped outdoor kitchen, and an expansive paver patio overlooking the water. With direct navigable access to Doctor's Lake and the St. Johns River, every day feels like a vacation. Inside, you'll find a stunning, renovated chef's kitchen with Viking and Bosch appliances, luxury vinyl plank flooring throughout, fresh interior paint, plus a newer roof and three new HVAC systems. Residents also enjoy a community boat ramp and convenient RV/boat storage.
What to check on this one
- Verify roof age/installation date and get 4-point inspection certificate for lender.
- Confirm flood zone designation and obtain elevation certificate for waterfront property.
- Request HOA documentation, including covenants, restrictions, and boat/dock use rules.
- Get bulkhead/dock permit status and any remaining warranty on recent improvements.
- Verify all three HVAC systems are properly permitted and have maintenance records.
- Confirm navigable waterway access rights and any easement or riparian restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,116,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 9:45 AM.
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