Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$329,900

2960 TUSCARORA Trail, Middleburg, FL 32068, Middleburg, FL 32068

Ridaught Landing

Price
$329,900
Beds / Baths
4 / 2
Living area
2,016 sqft
Year built
1996
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$12/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
17
Elementary
Rideout
Middle
Lake Asbury
High school
Ridgeview

$164/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 10% below the area's closed prices. Condition and lot vary; that's what a showing is for.

NOW FHA Eligible !! Welcome home to this beautifully updated all-brick 4-bedroom, 2-bath home situated on a .20-acre lot in the established Ridaught Landing community with a low HOA of just $139 per year. Featuring a desirable split floor plan, this home offers a formal living room, formal dining room, spacious great room with a wood-burning fireplace, vaulted ceilings, and a kitchen with an eat-in area. The completely updated kitchen showcases new cabinets and countertops, and stainless steel appliances convey, including a dishwasher, microwave, and stove, while fresh interior and exterior paint, all new fixtures, new lighting, and ceiling fans provide a move-in-ready feel. Both bathrooms have been beautifully remodeled, and the spacious primary suite features two walk-in closets and an updated shower with no tub. Luxury vinyl plank flooring extends throughout the main living areas with carpet in the bedrooms and tile in the bathrooms. Sliding glass doors lead to the fenced backyard with a white vinyl privacy fence. Additional features include white vinyl windows, an inside laundry room, a 150-amp Square D electrical panel, AC replaced in February 2022, hot water heater replaced in 2026, and a roof installed on December 9, 2016. A roof life letter is available for added peace of mind.

What to check on this one

  • Verify flood zone designation with FEMA map—get elevation certificate if AE/VE.
  • Pull 4-point inspection report; confirm roof age and condition (home is 30 years old).
  • Request AC service records since 2022 replacement; document warranty remaining.
  • Confirm hot water heater replacement date and warranty coverage from listing.
  • Review HOA $139/year docs—verify no pending assessments or special levies.
  • Have plumber inspect for polybutylene or cast-iron plumbing given 1996 build year.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Clay Co.)$302/mo
Homeowners insurance (est.)$292/mo
HOA$12/mo
All-in monthly (est.)$2,318/mo

Loan $263,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.