$320,000
4032 SANDBANK Court, Middleburg, FL 32068, Middleburg, FL 32068
Azalea Ridge
- Price
- $320,000
- Beds / Baths
- 3 / 2
- Living area
- 1,604 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $225/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 30
$200/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to low-maintenance living in Freedom at Azalea Ridge, a gated 55+ community designed for an active lifestyle. This beautifully maintained 3-bedroom, 2-bath home offers 1,604 square feet of thoughtfully designed living space with an open-concept layout, soaring ceilings, abundant natural light, and a spacious kitchen featuring a large island, stainless steel appliances, and generous cabinetry. The private owner's suite includes a tray ceiling, walk-in closet, and en-suite bath with dual vanities. Enjoy your morning coffee or evening unwind on the screened lanai overlooking the partially fenced backyard. Lawn care is included, giving you more time to enjoy resort-style amenities including clubhouses, pools, fitness center, bocce courts, walking trails, dog park, social activities, and more. Some photos have been virtually staged.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if needed for insurance.
- Pull CDD bond payoff amount and remaining assessment term from Clay County records.
- Confirm 55+ age restriction enforcement and rental prohibition rules in HOA docs.
- Request 2021 roof inspection report; verify builder warranty transferability to new owner.
- Confirm lawn/landscape maintenance scope and what HOA $225/mo covers exactly.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $256,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REALTY ONE GROUP ELEVATE. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 3:14 AM.
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