$799,900
95439 GOLDEN GLOW Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia National
- Price
- $799,900
- Beds / Baths
- 4 / 3
- Living area
- 2,736 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.28 ac
- Garage
- 3
- HOA
- $75/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 30
- Elementary
- Yulee
- Middle
- Yulee
- High school
- Yulee
$292/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 15% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Riverside Homes most popular plan, the Ortega, is starting construction in Amelia National Golf & Country Club on a beautiful water homesite. This home has a 3 way split for privacy, 4 bedrooms and 3 baths and a flex room for large study and/or den. The family room has 12' ceilings, tray with tongue and groove and huge 16' slider flooding the room with light. The Chef's Kitchen is prewired for double pendants and under cabinet lighting, has double ovens, 36'' cooktop and a microwave drawer. The Owner's Suite has a sitting room, tray ceiling and spa bath with free standing tub. Riverside Homes include gas appliances, tankless water heater, paver driveway and lead walk, structured wiring and surround sound. The floor plan in the documents. **The photos are of model of same plan**
What to check on this one
- Confirm final flood zone designation and obtain elevation certificate for waterfront lot.
- Verify CDD bond payoff amount and annual assessment schedule.
- Review HOA docs: rental restrictions, amenities access, enforcement rules.
- Confirm construction timeline, builder warranty terms, and closing estimate.
- Verify homeowners insurance availability and estimated annual premium for new build.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $639,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RICK WOOD & ASSOCIATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 11:50 PM.
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