Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$450,000

12486 GATE Road, Jacksonville, FL 32226, Jacksonville, FL 32226

Oceanway

Price
$450,000
Beds / Baths
4 / 3
Living area
2,319 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
32
Elementary
New Berlin
Middle
Oceanway
High school
First Coast

$194/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Be the very first to live in this brand-new 4-bedroom, 3-bathroom home built in 2026. This property combines modern design with privacy, featuring durable luxury vinyl plank flooring downstairs and comfortable carpeting upstairs. The kitchen is fully equipped with sleek stainless steel appliances and elegant stone countertops. Enjoy peace and quiet with no immediate rear neighbors backing up to your private yard, a refreshing change from standard cookie-cutter builds. Plus, the seller is offering a 2-10 Home Warranty with all acceptable offers. Don't miss out on this exceptional value--schedule your showing today!

What to check on this one

  • Confirm final flood zone designation and elevation certificate availability.
  • Verify builder warranty transfer terms and 2-10 Home Warranty coverage details.
  • Request certificate of occupancy and all builder inspection completion documentation.
  • Confirm municipal utilities are active and final meter readings documented.
  • Review builder's HOA/CDD disclosure—verify no future assessments or mandatory transfers.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., Duval Co.)$413/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,040/mo

Loan $360,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.