Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$40,000

109 SHORELINE Avenue, Satsuma, FL 32189, Satsuma, FL 32189

St Johns River Ests

Price
$40,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
30

Build your dream home and experience canal front living at its finest on this stunning piece of land, just under a quarter acre with approximately 75 feet of canal frontage! You'll find plenty of beautiful wildlife right in your backyard - birds, turtles, fish and more - with plenty of amenities and restaurants in Palatka just minutes away. Zoned R-2, Residential. Survey available. Owner is residential builder, Inkline Homes - ask about land + build packages for this property!

What to check on this one

  • Verify flood zone designation—obtain FEMA flood map and elevation certificate for canal frontage.
  • Confirm zoning R-2 allows your intended use; request recorded plat and survey details.
  • Check canal access rights, deed restrictions, and whether seawall/bulkhead maintenance is your responsibility.
  • Verify utilities available (water, sewer, electric, internet) and connection costs to lot.
  • Confirm builder's land + build package terms, timeline, and financing options in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$208/mo
Property tax (1.1% eff., Putnam Co.)$37/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$537/mo

Loan $32,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 6:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.