$679,000
13780 HARBOR CREEK Place, Jacksonville, FL 32224, Jacksonville, FL 32224
Pablo Bay
- Price
- $679,000
- Beds / Baths
- 5 / 4
- Living area
- 2,667 sqft
- Year built
- 2002
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- $133/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 30
$255/sqft asking, vs a $261/sqft median across 1,004 closed sales in 32224 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to the family home you've been waiting for in the highly desirable Pablo Bay community! Offering five bedrooms PLUS a dedicated office, this spacious home provides plenty of room to live, work, and grow. The upgraded glass-enclosed sunroom provides valuable additional living space and overlooks the private, peaceful preserve, creating a beautiful extension of the home to enjoy year-round. This home has been thoughtfully maintained with recent upgrades including fresh interior paint, all new stainless steel kitchen appliances, brand new gutters, a newer 2024 roof, and many additional improvements throughout. With generous living spaces, a versatile floor plan, thoughtful updates, and peaceful preserve views, this Pablo Bay home is ready for its next owners to enjoy!
What to check on this one
- Verify 2024 roof installation date and get roofing contractor warranty documentation.
- Request HOA covenants, rules, and 12-month financials for Pablo Bay community.
- Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
- Verify all kitchen appliance serial numbers match 2024 installation claims.
- Get septic system inspection report and service history records.
- Confirm no polybutylene plumbing present (pre-1995 risk in 2002 builds).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $543,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 2:07 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.