Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$495,000

2410 CEDAR SHORES Circle, Jacksonville, FL 32210, Jacksonville, FL 32210

Cedar Shores

Price
$495,000
Beds / Baths
4 / 3
Living area
2,885 sqft
Year built
2935
Type
Residential
Lot
0.31 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
32
Elementary
Hidden Oaks
Middle
Westside
High school
Edward White

$172/sqft asking, vs a $157/sqft median across 1,240 closed sales in 32210 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Creek Front Income Property, Close to Riverside, Ortega, Avondale with No HOA No Flood Zone and there is possible owner financing. This move in ready, well maintained Brick ranch investment property has many options. Live in an almost 3,000 sq ft home on the creek and enjoy. Live on the first floor and rent out the bottom unit and pay a portion of your mortgage, Rent the whole house out as an investment, Upstairs - 2 bedrooms, 1 full bath and a 1/2 bath, with an extra-large living room with new flooring and paint. The kitchen has a new range, flooring and lighting. Downstairs has a kitchen, Full bath, 2 bedrooms, a large living dining room combo with a transition room. Relax at one of the large patios in the fenced back yard that goes down to the dock. Whether it's multi-generational living, house hacking, or long-term / mid-term or / short term rental income, this dual living layout works as hard as you want it to. Homes like this don't come around often.

What to check on this one

  • Verify actual year built and property age—listing shows 2935 (data error).
  • Confirm flood zone designation in writing; verify elevation certificate if in AE/VE.
  • Inspect roof age and get 4-point + wind-mitigation inspection quote.
  • Confirm dual-unit rental legality; verify short-term-rental permitting with City of Jacksonville.
  • Request plumbing era and septic/well service records if applicable.
  • Review owner-financing terms in writing before proceeding.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,568/mo
Property tax (1.1% eff., Duval Co.)$454/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,314/mo

Loan $396,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 6:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.