$304,000
414 E 3RD Street, Jacksonville, FL 32206, Jacksonville, FL 32206
Springfield
- Price
- $304,000
- Beds / Baths
- 3 / 3
- Living area
- 1,308 sqft
- Year built
- 1908
- Type
- Residential
- Lot
- —
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 36
Springfield charm meets everyday comfort in this updated historic home, minutes from downtown. Heart of pine floors + original character mix w/thoughtful updates throughout. The kitchen is the center of daily life - it opens to the living space so cooking + gathering happen together. It features granite counters, stainless appliances, tile backsplash, and built-in shelving. The 1st floor also offers a bedroom/flex space, great for a home office or workout space, plus a convenient half bath. Upstairs, the primary has its own newly renovated bathroom w/a quartz counter + tile shower. There is an additional full bathroom + 2nd bedroom w/two closets upstairs as well. Built-in details throughout add character and charm. Out back, enjoy a covered porch, fenced yard, and storage shed. Located in Historic Springfield, known for tree-lined streets, fun vibe, and Porchfest. Downtown and the Riverwalk just blocks away. 2025 updates include: water heater, and upstairs HVAC and hardwood floors.
What to check on this one
- Verify exact roof age and material; 1908 home likely needs inspection soon for insurance eligibility
- Order 4-point inspection + wind-mitigation report; required by most insurers for homes this age
- Confirm flood zone via FEMA map; listing shows 'unknown' — critical for insurance and resale
- Get plumbing era details: polybutylene or cast-iron lines common pre-1995 — replacement cost risk
- Pull permit records for 2025 water heater, HVAC, hardwood work — verify licensed contractor + building permits
- Review foundation condition and any settling history; 1908 homes often have structural quirks
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $243,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COWFORD REALTY & DESIGN LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 2:53 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.