Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$259,900

21964 NW 85TH Avenue, Starke, FL 32091, Starke, FL 32091

Metes & Bounds

Price
$259,900
Beds / Baths
4 / 2
Living area
1,580 sqft
Year built
2026
Type
Residential
Lot
1.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
6
Elementary
Starke
Middle
Bradford
High school
Bradford

All new everything! The only thing needing some love at this place is the very thirsty sod! This 4 bedroom 2 bath dwmh is fully fenced on 1.12acres offering a privacy fence down both sides and a tree buffer on the front and back. There is a small pond in the front with a carport style covering with fresh river rock for grilling and entertaining, or parking your boat/atvs. An 8x10 front deck and 8x30 back deck. Inside you will find an open spacious floor plan with lots of storage. It is a split floor plan, the primary bedroom has a double vanity and walk in shower. The laundry room offers an extra space for mudroom bench or large freezer/safe. All of the bedrooms have walk in closets. The built ins around the refrigerator make for a great pantry. And the most adorable coffee corner could double for homeschool or home office storage. Located between Gainesville and Jacksonville off of an area that locals call Bayless Highway - a rural setting offering peaceful country living.

What to check on this one

  • Verify flood zone designation with FEMA flood map and county appraiser—unknown status requires confirmation
  • Confirm manufactured home is on permanent foundation per Florida code and financing eligibility
  • Review title for any mobile home park restrictions or deed covenants affecting the property
  • Get homeowners insurance quote—manufactured homes on owned land have different underwriting than site-built
  • Inspect septic system capacity and records; verify well water quality if applicable to rural lot

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,349/mo
Property tax (1.1% eff., Bradford Co.)$238/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,879/mo

Loan $207,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.