$550,000
1275 MONTEREY Street, Jacksonville, FL 32207, Jacksonville, FL 32207
Miramar Terrace
- Price
- $550,000
- Beds / Baths
- 3 / 2
- Living area
- 1,606 sqft
- Year built
- 1940
- Type
- Residential
- Lot
- 0.19 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 26
$342/sqft asking, vs a $205/sqft median across 623 closed sales in 32207 over the last 12 months — 67% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this stunning, turn-key home on a desirable corner lot in Jacksonville's sought-after Miramar neighborhood. Move-in ready and freshly painted throughout, this home offers peace of mind with newer HVAC, electrical, septic, and roof. The beautifully updated kitchen features a spacious center island, perfect for gathering and entertaining. Relax on the inviting front porch or enjoy the privacy of the fully fenced yard. The thoughtfully curated landscape showcases native, pollinator-friendly, and food-producing plants, creating a beautiful and sustainable outdoor retreat. A detached two-car garage provides ample storage and parking. Located in the highly desirable Hendricks Avenue Elementary School district, this lovingly maintained home offers the perfect blend of classic charm, modern updates, and an unbeatable location close to San Marco, downtown, parks, dining, and shopping.
What to check on this one
- Verify roof installation date and get roofing contractor receipt for insurance approval.
- Obtain septic system inspection report and pumping/maintenance history from seller.
- Confirm flood zone designation with FEMA map and request elevation certificate if in AE/VE.
- Get electrical and HVAC upgrade dates/permits; verify no polybutylene plumbing remains.
- Order 4-point inspection given 1940 build year; confirm insurer will quote pre-showing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $440,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COWFORD REALTY & DESIGN LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.
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