$410,000
12227 CHIPPENHAM Court, Jacksonville, FL 32225, Jacksonville, FL 32225
Cobblestone
- Price
- $410,000
- Beds / Baths
- 4 / 2
- Living area
- 2,050 sqft
- Year built
- 1987
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 31
$200/sqft asking, vs a $210/sqft median across 1,006 closed sales in 32225 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully renovated from top to bottom, this move-in ready home features 4 bedrooms, 2 bathrooms, plus a versatile flex space perfect for a home office, playroom, or gym. Designed with both comfort and entertaining in mind, the expanded kitchen showcases white shaker cabinetry, quartz countertops, abundant storage, and opens seamlessly to the living room, while a separate family room with a cozy fireplace provides additional gathering space. Both bathrooms have been beautifully updated with white cabinetry, quartz countertops, and glossy picket tile shower surrounds. Other major improvements include a new roof, new HVAC, warm-toned luxury vinyl plank flooring, updated lighting and fixtures, and brand-new stainless steel kitchen appliances (to be installed). Situated on a quiet cul-de-sac with a large fenced backyard, NO HOA, and Flood Zone X! All just minutes from the beaches, Mayport Naval Station, JU, UNF, St. Johns Town Center, shopping, and dining.
What to check on this one
- Verify new roof installation date, warranty details, and insurer acceptance letter.
- Confirm new HVAC age, maintenance records, and remaining manufacturer warranty.
- Obtain flood zone map confirmation—verify Flood Zone X designation in writing.
- Request 4-point inspection report (roof, HVAC, plumbing, electrical) for insurance.
- Confirm stainless steel appliances delivery/installation date and warranty transfer.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $328,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 8:37 PM.
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