Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$774,500

164 AMALIA Way, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$774,500
Beds / Baths
4 / 4
Living area
3,094 sqft
Year built
2025
Type
Residential
Lot
0.22 ac
Garage
3
HOA
$0/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
11
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Beachside

Shows like a Model Home! Built in 2025, this semi-custom David Weekley Arthur Floor Plan: 4 bed/4 bath/ Separate Office/2 Separate Flex Space home shows like a MODEL and is truly MOVE-IN READY --better than new construction, with nearly $200,000 in upgrades already done, including a fully installed fence. Situated on a quiet cul-de-sac with a huge backyard offering room for a pool. Soaring ceilings, upgraded flooring, and a gourmet kitchen with GE Café, Profile & Monogram appliances, quartz counters, and a prep kitchen with second sink. Enjoy Shearwater's resort-style amenities: 15+ miles of trails, a lazy river, fitness center, tennis courts, kayak launch, and its own K-8 school.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment schedule with seller.
  • Confirm HOA monthly fee and review Shearwater amenities/governance documents.
  • Obtain builder warranty details and transfer eligibility for all upgrades/appliances.
  • Request flood zone determination and elevation certificate from St. Johns County.
  • Verify builder 2025 permits, CO, and any remaining builder-warranty periods.
  • Confirm all 'nearly $200k upgrades' are included in sale and properly warranted.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,019/mo
Property tax (1.1% eff., St. Johns Co.)$710/mo
Homeowners insurance (est.)$452/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,348/mo

Loan $619,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 9:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.