$225,000
286 EVERGREEN Lane, Middleburg, FL 32068, Middleburg, FL 32068
Metes & Bounds
- Price
- $225,000
- Beds / Baths
- 3 / 2
- Living area
- 1,174 sqft
- Year built
- 1976
- Type
- Residential
- Lot
- 0.35 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 31
$196/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this 3-bedroom, 2-bath concrete block home nestled on a spacious corner lot in Greenwood Estates. Situated on approximately 0.318 acres, this property offers a fully fenced backyard, an exterior RV hookup, and plenty of outdoor space to enjoy. Inside, you'll find a functional layout with comfortable living spaces and the opportunity to bring your vision to life. Whether you're looking to personalize a home to fit your style or simply add your own finishing touches, this property offers a great foundation to make it your own. Recent updates include a 2019 roof and a 2022 HVAC system, providing added peace of mind for years to come. Conveniently located in Middleburg with easy access to the First Coast Expressway, medical facilities, shopping, dining, and everyday conveniences. Families will appreciate access to A-rated schools, while the absence of HOA and CDD fees gives you the freedom to enjoy your property your way. Offering space, flexibility, and endless potential, this home is a fantastic opportunity in a desirable location.
What to check on this one
- Verify actual flood zone designation—obtain FEMA map and elevation certificate if in AE/VE.
- Confirm 2019 roof meets insurer requirements; get roof inspection report and wind-mitigation cert.
- Review 2022 HVAC service records; verify warranty transfer if applicable.
- Inspect plumbing for polybutylene or cast-iron issues (home built 1976).
- Confirm septic system functionality and pumping history; obtain service records.
- Request 4-point inspection given 1976 construction age for insurance underwriting.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $180,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of US REALTY HUB. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:58 PM.
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