Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$674,900

1321 ROOSEVELT Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

Roosevelt Terrace

Price
$674,900
Beds / Baths
3 / 2
Living area
1,865 sqft
Year built
2000
Type
Residential
Lot
4.52 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
31
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

Welcome to your own private slice of country living just minutes from downtown St. Augustine! Situated on nearly 4.72 acres, this charming concrete block home offers the perfect blend of durability, comfort, and wide-open space. With a newer roof and HVAC, all the major expenses have already been taken care of giving you peace of mind from day one. Inside, you'll find a freshly painted interior with new doors and a cozy, inviting feel throughout. Step outside and enjoy endless possibilities. There's plenty of room for kids to play, ride toys, and explore, while also offering space for animals, gardening, or even starting your own family farm. The detached 12x24 shed provides great storage, and the screened in pool and hot tub is the perfect spot to relax and take in the peaceful surrounding also cozy nights out by the firepit. Enjoy the privacy of country living while in a neighborhood conveniently just a short ride to historic downtown St. Augustine, beaches, dining. And shopping.

What to check on this one

  • Verify roof age documentation and remaining warranty coverage
  • Confirm HVAC age, maintenance records, and service history
  • Get flood zone designation from FEMA map; request elevation certificate if needed
  • Inspect septic system permits, pumping records, and well water test results
  • Review pool/hot tub permits, inspection certificates, and equipment warranties
  • Confirm concrete block construction and any prior moisture/foundation inspections

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., St. Johns Co.)$619/mo
Homeowners insurance (est.)$394/mo
All-in monthly (est.)$4,515/mo

Loan $539,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REMAX WELCOME HOME. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 1:44 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.