Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,900

8435 FLORENCE COVE Road, St. Augustine, FL 32092, St. Augustine, FL 32092

Shands

Price
$599,900
Beds / Baths
3 / 2
Living area
1,872 sqft
Year built
2003
Type
Residential
Lot
0.99 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
31

$320/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 56% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Nearly an acre of tropical paradise! Beautiful 3 bedroom 2 bathroom home offering 1,872 sq ft of living space and expansive front and back porches overlooking your private oasis. Home features a private electric gated entry, vaulted ceilings, gas fireplace, open kitchen, and a primary bath with jacuzzi tub and separate glass shower with dual heads. No HOA and includes deeded easement to St. Johns River.

What to check on this one

  • Verify flood zone designation and pull elevation certificate for St. Johns County records
  • Confirm roof age and condition; get insurance quotes given 2003 build year
  • Request 4-point inspection and wind-mitigation inspection report before closing
  • Verify St. Johns River easement terms, maintenance obligations, and any associated fees
  • Confirm plumbing materials (copper vs. polybutylene) and HVAC system age/condition

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., St. Johns Co.)$550/mo
Homeowners insurance (est.)$350/mo
All-in monthly (est.)$4,013/mo

Loan $479,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BRANIFF REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 9:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.