$400,000
1589 BACKWATER Drive, Middleburg, FL 32068, Middleburg, FL 32068
Brannan Mill Plantation
- Price
- $400,000
- Beds / Baths
- 3 / 3
- Living area
- 1,587 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $29/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 20
Florida lifestyle located! Movie nights from a pool float-check. Backyard BBQ's-check. Late night swim under the stars-check. And for anyone who still remembers the old ''purple hair dye'' rumor... don't worry there's a convenient outdoor cabana bath just steps away! No wet footprints through the house, just easy Florida living. This beautifully maintained 3-bedroom, 2-bath home with a screened-in pool and low annual HOA. Vinyl fencing with access to pond from backyard gate. Meticulously cared for, don't miss your opportunity to see this one.
What to check on this one
- Verify roof age and get 4-point inspection—23-year-old home may challenge insurer approval.
- Confirm flood zone designation; obtain elevation certificate if in AE/VE zone.
- Request pool equipment maintenance records and recent inspection/repair invoices.
- Verify waterfront pond access rights in deed; confirm no easement/liability issues.
- Review HOA docs for pool/cabana rules, assessments, reserve fund status.
- Inspect vinyl fencing condition; budget for replacement in 5–10 years.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $320,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 10:47 PM.
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