Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$214,880

650 W POPE Road 220, St. Augustine, FL 32080, St. Augustine, FL 32080

Island Villas

Price
$214,880
Beds / Baths
2 / 2
Living area
816 sqft
Year built
1985
Type
Condo
Lot
Garage
0
HOA
$430/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
31
Elementary
R. B. Hunt
Middle
Sebastian
High school
St. Augustine

$263/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 30% below the area's closed prices. Unit priced 29.5% below area comparables at $263/sqft versus $373/sqft; verify condition details and any HOA/CDD fees that may offset the apparent discount.

Discover easy coastal living in this updated 2bd/2bath 2nd-floor end unit in the heart of St. Aug. Bch! Featuring comfortable living space, this light-filled retreat features stainless steel appliances, stylish LVP flooring, quarts countertops, white shaker cabinets, updated bathrooms, fans, lighting, fresh interior paint and water heater in 2025. You'll enjoy a pond view from the balcony and the convenience of low maintenance living. Take an easy 1.6 mi bike ride east to the beach and the iconic St. Aug. Bch Pier or relax by the community pool. Ideally located just mins. from historic St. Augustine, the Ampitheatre, YMCA, US-1, shopping, dining and medical facilities. Whether you're looking for a primary residence, vacation getaway or investment opportunity (no short-term rentals), this condo offers the perfect blend of location, lifestyle and value! Pets allowed with some restrictions. Call for a showing now...this one won't last long. Some photos digitally staged.

What to check on this one

  • Verify condo milestone/SIRS inspection reports and reserve fund status.
  • Obtain and review complete HOA documents, including rental restrictions and pet policy.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Request roof age, last inspection date, and current insurance carrier approval status.
  • Verify water heater 2025 installation with warranty documentation and permit records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,115/mo
Property tax (1.1% eff., St. Johns Co.)$197/mo
Homeowners insurance (est.)$292/mo
HOA$430/mo
All-in monthly (est.)$2,034/mo

Loan $171,904 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX UNLIMITED. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 2:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.