$724,900
277 W RIVER Road, Palatka, FL 32177, Palatka, FL 32177
Bostwick
- Price
- $724,900
- Beds / Baths
- 3 / 2
- Living area
- 1,916 sqft
- Year built
- 1992
- Type
- Residential
- Lot
- 1.57 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 31
- Elementary
- James A. Long
- High school
- Palatka
$378/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 133% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Wake up to breathtaking St. Johns River views in this completely renovated, turn-key waterfront retreat--professionally redesigned by Miranda Leigh Interior Designs. This 3BR/2BA home offers 1,916 living sq ft (2,765 total under roof) of timeless coastal elegance. Enjoy open-concept living with marble countertops, luxury vinyl plank flooring throughout, a formal dining room, and a large sunroom with panoramic river views. The chef's kitchen features a marble island and stainless appliances. Built in 1992 with durable stucco construction. Two-car garage. Outside, a brand-new bulkhead, exceptional boat dock, power boat lift, upper sun deck, and lower seating area create the ultimate setting for fishing, boating, and unforgettable sunset evenings. Offered fully furnished and currently a successful vacation rental-!. River living at its finest awaits! -6,000 pound boat lift -20 Year life of roof
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate for insurance/financing.
- Confirm roof is truly 20 years old; get inspector assessment and insurer approval letter.
- Review bulkhead permit, seawall inspection, and any Army Corps of Engineers documentation.
- Inspect stucco exterior for cracks, deterioration, moisture intrusion—common in 1992 coastal homes.
- Verify vacation rental license, local ordinance compliance, and lease transfer eligibility.
- Have plumber inspect 1992-era plumbing for polybutylene or galvanized lines; get replacement estimates.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $579,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:09 PM.
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