Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$129,900

116 HIBISCUS Street, Palatka, FL 32177, Palatka, FL 32177

Ross Green

Price
$129,900
Beds / Baths
3 / 1
Living area
1,248 sqft
Year built
1955
Type
Residential
Lot
0.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
31

$104/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 36% below the area's closed prices. This mid-century home is priced 36% below area averages because it is sold as-is and requires updates to meet current condition standards.

Opportunity awaits in the established Ross Green subdivision of Palatka! This solid mid-century home sits on a generous 0.18-acre lot, offering an ideal blend of space, location, and potential. The layout provides a comfortable, functional flow, with room to add your personal touch and make it truly your own. Whether you're a first-time buyer ready to build equity, an investor searching for your next project, or simply looking for a great value in a well-established neighborhood, this property checks the boxes. The spacious lot offers plenty of room for outdoor living, gardening, or future expansion. Ideally situated just minutes from Historic Downtown Palatka, the scenic St. Johns River, local schools, shopping, and everyday conveniences -- this home puts you close to everything that makes Palatka special. Being sold As-Is. Priced to reflect condition and ready for its next chapter. Schedule your showing today and see the potential for yourself!

What to check on this one

  • Confirm actual flood zone and elevation certificate requirement with county.
  • Get roof age/condition report — 71-year-old home likely needs inspection.
  • Request 4-point inspection (structure, roof, plumbing, electrical) for insurer.
  • Verify plumbing material — cast-iron or polybutylene common in 1955 builds.
  • Inspect foundation and structural integrity given age and fixer-upper status.
  • Confirm septic vs. municipal sewer and request service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$674/mo
Property tax (1.1% eff., Putnam Co.)$119/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,085/mo

Loan $103,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 4:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.