Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$129,900

3157 4TH STREET Circle, Jacksonville, FL 32254, Jacksonville, FL 32254

Westwood

Price
$129,900
Beds / Baths
2 / 1
Living area
870 sqft
Year built
1950
Type
Residential
Lot
0.17 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
32

Enjoy the privacy of owning your own home This cute home just became available. The home has been maintained with care. Featuring a layout which highlights a large living room and enough space in kitchen for an eating area. There is a set of doors in between those to rooms for separation if you want it. The home has 2 utility closets of the living room. All windows have been updated. The garage has a full bath in it, and a laundry unit space and other potentials plus an attached one car garage. Bathroom has been updated with decorative tile. Flooring is tile and interior has a fresh coat of paint. Decent sized fenced yard. Each bedroom has a closet.

What to check on this one

  • Verify roof age and get inspection—1950 home likely needs replacement soon for insurance eligibility
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) required by most insurers on 76-year-old homes
  • Confirm actual flood zone with FEMA map—listing shows 'unknown', essential for insurance cost
  • Check plumbing material (cast-iron likely)—may need replacement; get plumber's assessment
  • Verify HVAC age and condition—original or recently replaced; get service history
  • Inspect garage conversion work—bathroom/laundry additions need proper permits and electrical inspection

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$674/mo
Property tax (1.1% eff., Duval Co.)$119/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,085/mo

Loan $103,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REMAX WELCOME HOME. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 6:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.