$519,000
418 S 8TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia Island
- Price
- $519,000
- Beds / Baths
- 2 / 3
- Living area
- 1,454 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.04 ac
- Garage
- 2
- HOA
- $130/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 53
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$357/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Tucked along one of Amelia Island's most storied streets, where historic charm meets a curated, coastal energy and the best of Fernandina Beach isn't a drive away. It's a walk. Here, mornings begin with coffee and conversation. Evenings unfold over craft cocktails, and afternoons are spent wandering galleries, antique shops, and hidden treasures found only on the island. Why you'll love it: 2 bedrooms plus a dedicated office/flex space, 2.5 bathrooms, and 1,454 thoughtfully designed square feet. Built in 2023, so it's move-in ready with nothing to update. There's an oversized one-car garage with golf cart space, and it's less than 2 miles from the beach. The open floor plan and neutral palette create a bright, airy atmosphere. Features Iclude 10' ceilings up, 9' down, with ceiling fans in every room, superior Mohawk Revwood Plus plank flooring throughout, GE Café appliances in Matte White with brushed bronze hardware, gas double oven range with convection and More. Request a full list.
What to check on this one
- Verify actual flood zone designation (AE/VE/X) with Nassau County Property Appraiser or FEMA map.
- Confirm HOA $130/mo covers what; request full HOA docs and any pending assessments.
- Get builder's warranty details and transferability terms.
- Verify gas line installation and appliance warranty coverage.
- Confirm garage meets golf cart storage claims; measure clearances.
- Request builder's closing documents and any construction defect history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $415,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 7:59 PM.
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