$550,000
12 BENT LAKE Court, St. Augustine, FL 32095, St. Augustine, FL 32095
Bridge Bay At Bannon Lakes
- Price
- $550,000
- Beds / Baths
- 3 / 2
- Living area
- 2,118 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $258/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 32
$260/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Bridge Bay at Bannon Lakes - Resort-Style 55+ Living. Move in ready. Discover the perfect blend of comfort, convenience, and an active lifestyle in the sought-after gated 55+ community of Bridge Bay at Bannon Lakes in St. Johns County. Designed for active adults, this low-maintenance community offers beautifully crafted homes and exceptional amenities in a peaceful, welcoming setting. Residents enjoy a private clubhouse, fitness center, resort-style heated pool, pickleball and tennis courts, scenic walking and biking trails, dog park, and a full calendar of social events. Perfectly located near historic downtown St. Augustine, beautiful beaches, championship golf courses, shopping, dining, and convenient access to Jacksonville, Bridge Bay offers the ideal balance of relaxation and recreation. Whether you're looking to downsize, simplify, or embrace an active Florida lifestyle, Bridge Bay at Bannon Lakes is a community you'll love to call home.
What to check on this one
- Verify CDD bond payoff amount and remaining assessment years
- Confirm HOA enforces 55+ occupancy rule and get full governing documents
- Check flood zone designation and obtain elevation certificate if AE/VE
- Review roof warranty/age and confirm insurer will cover at purchase
- Inspect plumbing materials (avoid polybutylene if pre-1995)
- Request HOA financials, reserve study, and any pending special assessments
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $440,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXIT MAGNOLIA POINT REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:44 AM.
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