Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$729,900

98 PERMIT Court, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$729,900
Beds / Baths
4 / 3
Living area
2,861 sqft
Year built
2021
Type
Residential
Lot
0.24 ac
Garage
3
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
32

$255/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience luxury living in the award-winning Shearwater community. This impeccably maintained 2021 Toll Brothers home sits on a premium lot & offers 4 bedrooms, 3 baths, & a spacious 3-car garage across 2 stories. Inside, you'll find a gourmet kitchen with gas cooktop, wall oven, upgraded appliances, and a nearly new refrigerator. Premium LPV Hardwood flooring flows throughout, paired with upgraded lighting and a custom designer accent wall in the great room. Step outside to a screened lanai with premium privacy screening and a fully vinyl fenced backyard that's perfect for relaxing or entertaining. Extra upgrades include an epoxy-coated garage floor, brand new water softener, new toilets, and designer touches throughout. Shearwater offers unmatched amenities, including a resort-style lagoon pool, lazy river, three-story water slide, lap pool, fitness lodge, tennis courts, dog park, kayak launch, walking trails, and more. All within the A-rated St. Johns County school dis

What to check on this one

  • Verify exact flood zone designation and pull elevation certificate if AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review Shearwater HOA/CDD governing docs, architectural restrictions, rental rules.
  • Inspect roof warranty details (2021 build should be solid).
  • Verify water softener, HVAC, and appliance warranties still active.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,787/mo
Property tax (1.1% eff., St. Johns Co.)$669/mo
Homeowners insurance (est.)$426/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,069/mo

Loan $583,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.