$1,499,900
525 2ND Street, Neptune Beach, FL 32266
Hornes
- Price
- $1,499,900
- Beds / Baths
- 3 / 3
- Living area
- 2,040 sqft
- Year built
- 1940
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 25
- Elementary
- Neptune Beach
- Middle
- Duncan Fletcher
- High school
- Duncan Fletcher
$735/sqft asking, vs a $419/sqft median across 142 closed sales in 32266 over the last 12 months — 76% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Coastal charm meets timeless elegance just two blocks from the Atlantic Ocean. This beautifully maintained home offers the rare combination of classic character, exceptional condition and desirable north beaches location. Inside, you'll find a spacious and versatile floor plan featuring two private primary suites, making it ideal for multigenerational living or hosting guests. One primary suite includes an adjoining sitting room that can easily be converted into a fourth bedroom, nursery, home office, or fitness space to suit your lifestyle. Designed for both everyday living and entertaining, the home opens to a beautifully landscaped backyard oasis complete with mature tropical landscaping and inviting outdoor living spaces plus a second floor open air lanai, providing a peaceful escape. Leave the car behind and enjoy easy walks or bike rides to the beach, neighborhood parks, and the vibrant Beaches Town Center.
What to check on this one
- Verify roof age and current condition; 1940 home likely needs inspection or recent replacement documentation.
- Order 4-point inspection and wind-mitigation report; insurer requirements for homes this age in coastal Duval.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE zone near Atlantic.
- Inspect plumbing era and materials; homes pre-1995 often have polybutylene or cast-iron requiring assessment.
- Request septic system records and confirm municipal sewer connection status for this area.
- Verify HVAC age, capacity, and service history given age and two-primary-suite layout.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,199,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of OCEANSIDE REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:24 PM.
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