Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,000

3101 E BANISTER Road, St. Augustine, FL 32092

South Hampton

Price
$439,000
Beds / Baths
3 / 2
Living area
1,808 sqft
Year built
2005
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$111/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
39
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Bartram Trail

Home located in highly desirable South Hampton Golf Club with an abundance of amenities. 3/2 well maintained home with no CDD fees. All kitchen appliances and water softener included. New roof and water heater installed in 2023. Separate dining room/fles room, eat in kitchen and breakfast bar. Fireplace in the family room with glass sliding doors to a fenced backyard, ideal for kids or pets.

What to check on this one

  • Verify roof installation date and warranty coverage from 2023 receipt.
  • Obtain HOA documents: amenity access, rental restrictions, reserve studies.
  • Confirm flood zone designation and pull elevation certificate if in AE/VE.
  • Request water heater 2023 installation paperwork and remaining warranty.
  • Review HOA financials: special assessments, delinquencies, upcoming capital projects.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,278/mo
Property tax (1.1% eff., St. Johns Co.)$402/mo
Homeowners insurance (est.)$292/mo
HOA$111/mo
All-in monthly (est.)$3,083/mo

Loan $351,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LOKATION. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 2:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.