Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$524,000

3551 CEDAR PRESERVE Lane, Middleburg, FL 32068, Middleburg, FL 32068

Double Branch

Price
$524,000
Beds / Baths
5 / 4
Living area
3,459 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$58/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
32
Elementary
Tynes
Middle
Oakleaf Jr High
High school
Ridgeview

$151/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 16% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience the thoughtfully designed Yorkshire floor plan featuring a charming Craftsman elevation, 5 bedrooms, 3.5 bathrooms, a spacious upstairs loft, two versatile living areas, and a 2-car garage. Luxury vinyl plank flooring flows throughout the main living spaces, creating a stylish and durable foundation for everyday living. The gourmet kitchen is beautifully appointed with quartz countertops, white cabinetry, stainless steel appliances, and a white horizontal offset tile backsplash, all overlooking the open gathering room and covered lanai for seamless indoor-outdoor living. Upstairs, the private owner's suite provides a relaxing retreat, while the spacious secondary bedrooms and flexible loft offer plenty of room for family, guests, or a home office. Thoughtful finishing touches, including 8-foot interior doors, brushed nickel hardware, 2-inch faux wood blinds, floor outlets, and beautifully appointed bathrooms, complete this well-designed home.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for Clay County.
  • Confirm builder warranty coverage period and transferability to second owner.
  • Obtain HOA covenants, bylaws, and any mandatory assessments beyond $58/mo.
  • Request final Certificate of Occupancy and all builder closeout documentation.
  • Confirm all appliances, countertops, and finishes match final specs in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,719/mo
Property tax (1.1% eff., Clay Co.)$480/mo
Homeowners insurance (est.)$306/mo
HOA$58/mo
All-in monthly (est.)$3,563/mo

Loan $419,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.