$850,000
3841 VALVERDE Circle, Jacksonville, FL 32224, Jacksonville, FL 32224
Palermo
- Price
- $850,000
- Beds / Baths
- 5 / 4
- Living area
- 2,971 sqft
- Year built
- 2011
- Type
- Residential
- Lot
- 0.19 ac
- Garage
- 2
- HOA
- $161/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 32
$286/sqft asking, vs a $261/sqft median across 1,004 closed sales in 32224 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Former Model Home, offering 2,971 sq feet of Spanish-inspired elegance in a gated Jacksonville, Florida community. This 5-bedroom, 3.5-bath home features four bedrooms downstairs, with one of the bedrooms used as an office, and an upstairs private bedroom with its own kitchenette and full bath. Soaring ceilings, crown molding, a tile roof, gas fireplace, gas stove, and spacious paver driveway add character and style throughout the home. The oversized lanai with a TV is made for Florida living and year-round entertaining. The upstairs suite provides incredible flexibility. Additional features include a one-year-old HVAC system and water heater, reverse osmosis system in the kitchen, separate irrigation meter, and termite bond. Enjoy the convenience of a gated community with a pool and gym, while being approximately 10 minutes from St. Johns Town Center, Mayo Clinic, Jacksonville beaches, shopping, dining, and everyday conveniences. Centrally located for an easy NEFL lifestyle
What to check on this one
- Verify flood zone designation and obtain elevation certificate if AE/VE.
- Confirm tile roof condition and get insurance quote (2011 home, 15 years old).
- Request 4-point inspection and wind-mitigation report before underwriting.
- Review HOA covenants, restrictions, rental eligibility rules, and reserve studies.
- Inspect upstairs kitchenette plumbing; verify one-year-old HVAC/water heater documentation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $680,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.
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