Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

612 PICASSO Avenue, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

Florentine

Price
$415,000
Beds / Baths
3 / 3
Living area
2,547 sqft
Year built
2005
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$27/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
21

NO CDD FEES! NOTHING MAJOR LEFT TO REPLACE! Roof (2023), HVAC (2020), Water heater (2022). This beautifully maintained 3-bedroom, 2.5-bath home in the heart of Ponte Vedra checks every box: space, comfort, and convenience. Move in and enjoy total peace of mind. The open-concept layout features a spacious family room flowing into a kitchen with abundant cabinetry, a center island, and a sunny breakfast nook, plus a separate formal dining room for holidays and gatherings. The oversized primary suite is a true retreat, with a spa-inspired bath, soaking tub, walk-in shower, and an impressively large walk-in closet. Located in a desirable Ponte Vedra neighborhood with NO CDD fees, you'll enjoy convenient access to highly rated St. Johns County schools, shopping, dining, parks, golf, and the beaches, all while being just a short drive from Jacksonville. Don't miss this opportunity to own a beautiful home in one of Northeast Florida's most sought-after locations. Schedule your private showing today! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

What to check on this one

  • Verify roof installation date and warranty coverage from 2023 work.
  • Confirm HVAC and water heater service records and remaining useful life.
  • Pull flood zone designation and elevation certificate from St. Johns County.
  • Request HOA governing documents and verify $27/month covers all assessments.
  • Obtain 4-point inspection report; home qualifies due to 2005 build year.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., St. Johns Co.)$380/mo
Homeowners insurance (est.)$292/mo
HOA$27/mo
All-in monthly (est.)$2,852/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DJ & LINDSEY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 1:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.