$860,000
3431 RED CLOUD Trail, St. Augustine, FL 32086
Prairie Creek
- Price
- $860,000
- Beds / Baths
- 4 / 4
- Living area
- 3,100 sqft
- Year built
- 1981
- Type
- Residential
- Lot
- 1 ac
- Garage
- 2
- HOA
- $170/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 32
$277/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 35% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Discover the perfect blend of space, comfort, and privacy in this 4-bedroom, 3.5-bathroom pool home nestled on a beautifully wooded over 1-acre homesite in the desirable gated Prairie Creek community. Backing to a protected conservation area, this property offers a peaceful setting with scenic natural views and frequent visits from local wildlife, including deer and gopher tortoises. A newer roof (approximately 4.5 years old) adds peace of mind. A generous covered front porch welcomes you inside, where hardwood and tile flooring span the main level, with tile throughout most of the living spaces. The spacious sitting room with a cozy fireplace creates an inviting first impression, while the adjacent dining area overlooks the screened patio and pool, offering a wonderful setting for everyday meals and entertaining. The kitchen features stainless steel appliances, abundant cabinet space, and easy access to the mudroom, half bathroom, and main-level laundry room. A second oversized living room offers even more room to gather, complete with a fireplace and built-in shelving. The split-bedroom layout includes a spacious primary suite on the main level with an ensuite bathroom, while upstairs you'll find a second primary suite with its own ensuite bathroom and peaceful backyard views. Two additional bedrooms share a full bathroom upstairs. Enjoy Florida living year-round from the expansive screened lanai that opens to a large screened patio with a pool and spa, all overlooking the sprawling backyard and protected conservation beyond. An attached 2-car garage provides added convenience. With generous indoor and outdoor living spaces, a private wooded setting, and abundant natural beauty, this Prairie Creek home is a rare opportunity.
What to check on this one
- Verify roof age (4.5 years) with roofing contractor or prior inspection report.
- Obtain 4-point inspection + wind-mitigation report (home is 45 years old).
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA governing docs, CC&Rs, and any pending assessments beyond $170/mo.
- Inspect pool equipment age, condition, and annual maintenance cost estimates.
- Verify plumbing material (check for polybutylene or cast-iron, common in 1981 builds).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $688,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REDFIN CORPORATION. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 10:04 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.