$389,900
5 RIVERTOWN Road, Palm Coast, FL 32137, Palm Coast, FL 32137
Sawmill Creek At Palm Coast
- Price
- $389,900
- Beds / Baths
- 4 / 2
- Living area
- 2,197 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $36/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 32
- Elementary
- Belle Terre
- Middle
- Indian Trails
- High school
- Matanzas
$177/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.
A Former Model Home of Distinction tucked away on a private, tree-lined lot in the sought-after pool community of Sawmill Creek at Palm Coast Park, this beautifully upgraded 4-bedroom, 2-bathroom former model home offers the perfect blend of quality construction, thoughtful design, and everyday comfort. Built with durable concrete block construction and enhanced insulation, this home delivers energy efficiency and peace of mind from the ground up. Inside, soaring high ceilings run throughout, creating an open, airy feel from room to room. The heart of the home is a stunning upgraded kitchen featuring elegant quartz countertops, a California island perfect for gathering, a designer backsplash, and premium upgraded appliances -- a space made for both everyday living and entertaining. In-ceiling surround sound speakers set the mood in the main living areas, while custom window coverings throughout add a refined, move-in-ready touch. The primary suite is a true retreat, complete with a spacious walk-in closet and a spa-inspired en suite bath featuring an extensive walk-in shower designed for ultimate relaxation. Three additional bedrooms allow flexibility for family, guests, or a home office. Practical luxury continues with an interior laundry room equipped with washer and dryer included, plus additional storage cabinetry -- just one of many thoughtful storage solutions found throughout this exceptionally organized home. A 2-car garage rounds out the package. Set on a private, wooded homesite that offers a sense of seclusion rarely found in a community setting, this home also grants access to the neighborhood pool at Sawmill Creek -- all within the desirable Palm Coast Park area. This former model home was finished with builder-grade upgrades throughout, offering a level of detail and craftsmanship that's hard to find on the resale market.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm CDD bond payoff amount and remaining special assessment schedule.
- Review pool community amenities, access rules, and any mandatory fees beyond HOA.
- Inspect roof for wind mitigation credits; confirm insurer will cover at $389,900.
- Verify all upgraded appliances transferable; check kitchen warranty coverage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $311,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 3:35 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.