Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$629,000

706 S 9TH Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

City Of Fernandina Beach

Price
$629,000
Beds / Baths
3 / 3
Living area
0 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
1

NEW CONSTRUCTION on Island with TWO CAR GARAGE. Lock and Go on the Island. Designer Like finishing touches. Kitchen features quartz countertops, s/s appliances, accent counter lighting, eat at island, plus dining area. All windows and doors have been trimmed with casing not just drywall, smooth ceilings throughout, designer lighting and mirrors, 9 ft ceilings and 8 ft doors. Elevator shaft pre constructed, large closet on 1st and 2nd floor for future installation if buyer desires. French Doors open to the Primary Bedroom with lots of light, bath w/oversized shower and dual shower heads (polished nickel finish) and there is an access to their own balcony. Custom closet shelving in bedrooms, separate linen closet, LVP floors throughout. Outside: hardy board siding, all outdoor ceilings stained with tongue and groove ceilings. Balcony off the primary bedroom, lower level covered patio and yard featuring synthetic turf (no grass cutting) Special paver driveways allow the water to flow through. 704 9th Street is the model, PHOTOS ARE FROM 704. Finishes may be different, lighting, quartz color, cabinet color.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Fernandina Beach Island location
  • Confirm builder warranty coverage terms, timeline, and transferability to next owner
  • Review final walk-through punch list before closing; compare actual finishes to model photos
  • Confirm all permit sign-offs complete and CO (Certificate of Occupancy) issued by Nassau County
  • Verify HOA/CDD existence post-closing and obtain governing docs, assessment amounts, rental restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,264/mo
Property tax (1.1% eff., Nassau Co.)$577/mo
Homeowners insurance (est.)$367/mo
All-in monthly (est.)$4,208/mo

Loan $503,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PINEYWOODS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 2:50 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.