$495,000
12561 BENT BAY Trail, Jacksonville, FL 32224, Jacksonville, FL 32224
Ashton Hills
- Price
- $495,000
- Beds / Baths
- 4 / 2
- Living area
- 1,855 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $18/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 13
Welcome to this upgraded, well maintained POOL home in Ashton Hills neighborhood! This ranch style home welcomes you with inviting pavers, covered front porch, spacious entrance and so much more. Updated kitchen with blue tones, solid surface countertops and expansive usable cabinets. Walk in and feel the spacious open floor plan. From a cozy sitting area, upgraded kitchen open to the family room. Spacious primary bedroom with nice sized bathroom. Three other bedrooms and one other full bathroom. Bedroom could be used as an office/flex space. Two car garage with garage door opener on a nice spacious fenced in yard. Screen in lanai with door opening to an outdoor oasis. Pool and deck well maintained. All appliances convey. No CDD and Low HOA in a prime location! VA assumption available, inquire!
What to check on this one
- Verify flood zone designation—pull FEMA map for this address immediately
- Get roof inspection report; 1997 roof likely near end of insurable life
- Confirm pool maintenance records and any outstanding repair estimates
- Request 4-point inspection quote; may impact homeowners insurance approval
- Verify HOA $18/mo covers pool upkeep; review full HOA documents
- Check VA loan assumability terms with lender before proceeding
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $396,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 5:30 PM.
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