Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$318,000

20 ROYAL TERN Lane SW, Palm Coast, FL 32164

Palm Coast

Price
$318,000
Beds / Baths
4 / 2
Living area
1,806 sqft
Year built
2022
Type
Residential
Lot
0.23 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
36
Elementary
Wadsworth
Middle
Buddy Taylor
High school
Flagler Palm Coast

$176/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready and built to last -- this 2022 concrete block construction home offers 4 bedrooms and 2 bathrooms in a desirable Palm Coast location. Enjoy the durability and low-maintenance appeal of block construction combined with modern finishes throughout. The spacious layout offers comfortable living space and flexibility for a home office, guest room, or additional living area. Step outside to a large, expansive backyard with plenty of room to design and build the pool of your dreams -- the perfect blank canvas for outdoor entertaining. Conveniently located just minutes from Flagler Beach and Palm Coast Town Center, you'll have easy access to shopping, dining, and the coast. Don't miss this opportunity to own a nearly-new home in a growing community. Schedule your showing today!

What this home really costs per month

Principal & interest$1,650/mo
Property tax (1.1% eff., Flagler Co.)$292/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,234/mo

Loan $254,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 4:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.