Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

245 FOLKLORE Drive, Satsuma, FL 32189

St Johns Riverside Ests M

Price
$249,900
Beds / Baths
3 / 2
Living area
1,440 sqft
Year built
2006
Type
Residential
Lot
0.55 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
33

Welcome to this 3-bedroom, 2-bath home featuring an open-concept floor plan that creates a spacious and inviting living area. Situated on just over a half-acre, the property offers plenty of room for parking a boat, RV, or other recreational vehicles. This home combines comfortable living with plenty of outdoor space and storage. The attached all-season room provides additional living space, making it a great place to relax or entertain. A large workshop offers ample space for hobbies or projects, while an additional storage shed provides convenient storage for lawn equipment and tools. Conveniently located within a short drive of Palatka, St. Augustine, and the beaches.

What to check on this one

  • Verify manufactured home foundation type and anchor system condition.
  • Confirm flood zone designation with FEMA map; request elevation certificate if needed.
  • Obtain roof age and material; confirm insurance availability for 20-year-old unit.
  • Review all-season room permits and whether additions comply with county code.
  • Inspect plumbing type (polybutylene era risk for 2006 build); request service history.
  • Verify septic system maintenance records and tank pumping schedule if applicable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Putnam Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.